Business Insolvency & Company Closure Specialists

Professional advice for directors, shareholders and businesses needing practical insolvency and restructuring solutions.

Whether you need to close an insolvent company, liquidate a solvent business, restructure debts or discuss bankruptcy options, our experienced team can help you understand your choices clearly and confidentially.

Speak with our team today

Call: 0161 787 3400

Practical Advice From Experienced Insolvency Professionals

X-debt

We understand that financial difficulties can be stressful and that many people delay seeking help because they are unsure where to turn.

At X-Debt we believe in straightforward conversations and realistic solutions. We take time to understand your circumstances and explain your available options in plain English so you can make informed decisions.

Honest and practical guidance
Personal service throughout your case
Clear communication
Professional and confidential support

Are you currently in a debt management plan?

If you are currently making payments in to a debt management plan and have been for some time, please ask us for a free review of your finances.
Maybe you have been making your repayments for a number of years and can see no end to the arrangement?
We recommend an independent review of your financial situation at least every 12 months which would take into consideration any changes in your personal circumstances as this will give you some added peace of mind.
Whilst we only provide IVAs will will only recomend such a route if it is the best solution for your circumstances as the best option may be to continue with your current arrangement.

How We help You Deal With Debt

Firstly we will speak to you with compassion and calm to understand your debt situation so we are able to point you in the right direction.

It is extremely important that, whoever you choose to assist with your debts, offers an unbiased opinion and you should never feel pressured or coerced in to agreeing to an arrangement you are not comfortable with.

If you feel you have been pressured in to a solution before speaking with X-debt, please speak to us so we can put your mind at ease. We will always try to point you in the best direction for your circumstances.

Client Satisfaction

During March we asked our Clients to rate us against the following:

IVA Advice

Let us help you with IVA advice. No obligation, no upfront fees. Contact one of our experienced IVA debt advisors now.

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Free IVA Calculator

Our IVA calculator will give a reasonable idea of whether an IVA may be suitable for your situation.

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Meet The Team

Find out more about our experienced team who will assist and advise as much as possible

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Example Debts
Personal Loans	£18,000
Credit Cards	£7,000
Overdraft	£2,000
Total Debt Owed	£27,000

X Debt Customers Had This To Say

"I cannot begin to express the relief I feel after 5 years of near poverty, you and your team have released me into a new world for which I will forever be grateful.

Having learnt my lesson the hard way, I can now look to the future with some confidence. I have spoken of your good work to several people in glowing terms, so highly do I rate your service."

"I would just like to say many, many thanks to you and your team for your hard work in getting my debts sorted once and for all, you have no idea how much this means to me.

I have learnt a valuable lesson over the last couple of years and as much as I wanted to use the money for other things I know I’ve done the right thing just by the way the call from Maxine made me feel."

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